『女の子』の話じゃないです(笑)
昨日のblogでは、
『時間感覚を変えよう!』という話をしました(^_^)
皆さん考えられてるよりも、
『資産形成』『相続対策』には『時間』が必要と。
逆に言うと、
『時間』さえ味方につけると、誰にでも出来ます★
『遅延の代償』
『お金』に限らず、全ての分野に当てはまります。
意識、情報入手、変化への気付き、決断、行動etc.
あらゆる段階でジャッジが遅れることにより、
わるい結果になることは、枚挙に暇がありません。
今日は、『お金』で例を話します。
『2000万円』という『お金』があったとする。
人によって感覚も考え方も違うので、
この金額を『大金!』と思うかどうかは自由です。
僕自身は、この時点ではどちらでもない。
『2000万円』という情報だけでは、ジャッジ不能です。
どういうことか??
例えば、60歳定年を迎えた人の預貯金が、
この金額であれば、明らかに『不足』です。
現時点での?年金支給年齢65歳まで、
なんとか食い繋いで、65歳からはギリギリ年金生活。
その後は、何かの『アクシデント』があったら、
まったく対応することは出来ません。
でも今の日本で、60歳時点で『負債』無く、
金融資産『2000万円』持つ人が何%いるか??
残念ながら、少ないと思います。
それだけ、現代日本は『個人資産』も『火の車』です。
しかし、この『2000万円』という金額も、
30歳で持っているなら話は別です。
例えば、意識の高い方で、
この『2000万円』を年率8複利運用したとする。
そうすると、20年後の50歳時点で、
2,000万円×1.08の20乗=9,322….万円
『約1億円』の資産が、人生の半ばで完成します。
*これを元手に、複利環境下でさらに『お金』を生む。
多くの方にとっての『夢』の数字も、
単純な『算数』が出来たら達成可能なことがわかります。
でも、皆さんなかなか『罪』深い(笑)
小学校、中学校、高校、大学入試と、
あれだけ『算数』の『お勉強』したのに、
社会に出たらサクッと忘れる。
サッカーやってたとして、
ウォームアップ全力でやって試合でバテバテみたいな(笑)
それ、何なん??(笑)
先程の例で言うと、
30歳で『2000万円』の『資産形成』に成功した人も、
なぜか『負債』の『マイホーム』購入に注ぎ込みます。
『1円』すら、『価値』を生まない。
むしろ、どんどん『お金』かかる(笑)
『運用』の方を選択していたら、
50歳時点で『マイホーム』をキャッシュで買っても、
ある程度の資産は残ることになるのに、、、、。
『若さこそ、最大の武器』
わかって頂けたでしょうか??
『2000万円』という、同じ金額。
60歳で持ってるなら、『不足』です。遅い。
30歳なら、『運用』するには十分な元手になる。
同じ金額でも、全く違った意味を持ちます★
ここまで『元手』が無くて良いので、
『本気』の方はご相談ください(^_^)
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